Life Insurance Policies Explained

Six Basic Kinds of Life Insurance Regardless of how fancy the policy title or sales presentation might appear, all life insurance policies contain benefits derived from one or more of the three basic kinds shown below. Some policies due combine more than one kind of life insurance and can be confusing. Term Life Insurance Endowment […]

Employer-Based Group Insurance Or Your Own Individual Policy – Which is Better?

Have you ever thought about what might happen if you suffered a serious illness or injury, couldn’t return to work and as a result, lost your job along with your employer-sponsored health insurance? This is what happens to millions of Americans every year and the financial consequences are devastating. Up to ONE MILLION mostly middle […]

Insurance Claims Adjuster – Adjuster Ethics

Breaches in ethical and moral behavior are all too common when large sums of money are at stake and the industry of insurance claims adjusting is certainly no exception. Claims adjusters, more than many other professionals, will almost continuously face temptations of greed. Why does this happen? An insurance adjuster, particularly an independent insurance adjuster, […]

The Case Against Medicare Supplement Insurance

There are some people who believe that Medicare Supplement Insurance may be a waste of money. Here is why some people believe that to be true. Original Medicare is a government-run health insurance program for people aged 65 and older and for people who receive social security disability benefits for at least 24 months. Original […]

Life Insurance: Its Benefits and Quotes

In today’s times of economic uncertainties, it has become vitally important to protect our family financially as well as emotionally. Buying a life insurance is a crucial step to ensure that our family is protected in that manner. Getting this type of insurance is a process, a series of steps that involves important decision-making. Before […]

Unemployment Protection Beyond State Insurance

The unemployment rate is projected to rise in the coming year. We have not yet seen the bottom of the hill we are sliding down. With mass layoffs at large companies, and smaller layoffs with small local businesses, no one is certain of their employment. There is something that you can do to personally prepare […]

How To Negotiate A Settlement With An Insurance Claims Adjuster

You and IM Strong, the adjuster from Granite Mountain Insurance, are sitting at your kitchen table in an attempt to settle your motor vehicle accident claim. Strong is all wounded up and on the offensive, rambling on and on about how your injuries were not serious. His typical pitch usually goes something like, "Look, I've […]

New York Real Estate Lawyers

A New York real estate lawyer practices in accordance with New York law. A New York real estate lawyer handles purchases and sales of condominium apartments, co-operative apartments and homes, commercial and residential real estate transactions, assignments of sub-leases and leases, and more. A New York real estate lawyer also handles litigation involving real estate […]

The Various Types of Life Insurance Made Easy

Thinking of buying life insurance, but not sure where to start? Here are a couple of things to know before you even get on the market. Life Insurance Life insurance is designed to replace income that is lost when the breadwinner dies. It can also be used to pay for the special needs of your […]

Compare Landlord Insurance – Why It Is An Absolute Necessity

If you want to get the best security for your property that you have leased out, then you must compare landlord insurance. Since there are going to be others living on your property, you do not want to suffer losses should accidents happen. As such, it is absolutely vital that you get an insurance to […]